Emergency Payments
There are times when families struggle to meet the cost of living. Things can be even tougher when there is an unexpected cost of some sort such as a very large utility bill or a once-off item.
The Department of Social Protection (DSP) has a scheme called the Supplementary Welfare Scheme (SWA) which may be useful in such circumstances. There are three types of payment under the scheme which may apply:
Basic Supplementary Welfare Allowance
Basic Supplementary Welfare Allowance is a weekly allowance paid to people who do not have enough income to meet their needs and those of their families.
If you have claimed a social welfare benefit or pension but it has not yet been paid and you have no other income, you may qualify for basic Supplementary Welfare Allowance while you are waiting for your payment. However, the amount paid while you are waiting will be deducted from the arrears of your social welfare payment. If you have started work, you may qualify for basic Supplementary Welfare Allowance for up to 30 days while you are waiting for your wages.
The Additional Needs Payment
The Additional Needs Payment is a once-off payment to help meet a once-off exceptional cost – something other than the normal costs of the household – which someone could not be reasonably expected to meet out of their weekly income. For example, the payment could be for bedding, or cooking utensils for someone setting up a home for the first time, or it could be for costs related to visiting relatives in hospital or prison, or costs related to a funeral following bereavement.
You do not have to meet the habitual residence condition to qualify for the additional needs payment.
The Humanitarian Assistance Scheme
The Humanitarian Assistance Scheme may be paid to people in emergency situations; for example in the case of a fire, flood or other type of accident or disaster. The payment is meant to help with the immediate cost of food and clothing. You may have to pay back some or all of the money at a later date, if you are in employment and have the means to repay the money later, or if you receive money through an insurance scheme to cover your losses.
If you are means-tested for an Urgent Needs Payment, all capital, property, (except your home) is taken into account and assessed as means. In a means test, the Department of Social Protection examines all of your sources of income. Sometimes a certain amount, or income from a particular source, is not taken into account – these are called “income disregards”. However all capital/property except your home is taken into account for the Urgent Needs Payment as there are no disregards for capital.
St Vincent de Paul
The St Vincent de Paul is a long-established Irish organisation whose goal is to fight poverty in all its forms. It does this by offering practical assistance to people who need it through its nation-wide services. While this option may not be for everyone, it may be useful to know about the services they offer and their locations. That information is on their website. To access their service you make contact with the office in your area and they will be able to tell you about the next steps. This contact will usually involve leaving your contact details, including your address and a contact phone number and possibly the nature of your enquiry.
Other Social Welfare Payments
Carer’s Allowance
In order to receive Carer’s Allowance, the person you are providing care for must be under the age of 16 and you must be in receipt of Domiciliary Care Allowance for them; or the person is over 16 and is incapacitated to an extent that they need full-time care and attention. The person must be living with you or you need to be in a position to provide the necessary full time care and attention to the person you are in receipt of Carer’s Allowance for.
Further information on Carer’s Allowance
Carer’s Benefit
Carer’s Benefit is payable to people who are insured, having made PRSI contributions, who leave the work place to care for someone in need of full time care and attention. A person can receive 104 weeks in total, in order to care for the person. This can be taken all at once or in any number of separate chunks, up to 104 weeks.
Further information on Carer’s Benefit
Child Benefit
Child Benefit is a universal payment for parents or guardians with children aged under 16 or under 18, once they are in full time education. It is a monthly payment of €140 per child.
Further information on Child Benefit
Jobseeker’s Allowance
Jobseeker’s Allowance is the primary social welfare payment for someone of working age, who is unemployed, or working less than 4 days a week, and is seeking work. It is a means tested weekly payment.
Maternity Benefit
Maternity Benefit is a payment made to those who are on maternity leave from work and covered by social insurance (PRSI). A half-rate payment may be payable if you are already in receipt of certain social welfare payments, including the One-Parent Family Payment.
Further information on Maternity Benefit
Parent’s Benefit
Parent’s Benefit is paid to eligible parents during the period of parent’s leave. Parent’s leave entitles each parent to 7 weeks leave during the first 2 years of a child’s life.
Further information on Parents BenefitSecondary Benefits
Back To School Clothing and Footwear Allowance
This is a payment from the Department of Social Protection under the Supplementary Welfare Allowance scheme, aimed at supporting families with the cost of school uniforms and footwear.
Learn moreFuel Allowance
Fuel Allowance is an additional weekly social welfare payment for those in receipt of certain social welfare payments. It is aimed at meeting the extra costs of heating a home during the winter months; is payable from April to October and can be paid in two lump sums.
Learn moreJobseeker’s Transitional Payment
The Jobseeker’s Transitional Payment (JST) is a means-tested payment under the Jobseeker’s Allowance Scheme for people who are parenting alone. If you have been in receipt of One-Parent Family Payment, and the payment is ending because your youngest child will be 7, you may be eligible for this payment.
You may also be eligible if you are parenting alone or sharing parenting following the end of your relationship, and you have a child aged between 7 and 13 who lives with you for 50 percent of the time or more. You can apply for JST even if you were not in receipt of One-Parent Family Payment previously.
The payment is designed to support you back into work when your children are older. You will need to meet certain conditions for payment, but you do not have to meet the requirement of being available for, and actively seeking, full-time work.
If you are married or in a civil partnership but your relationship has ended and you are no longer living together, you will need to be living apart for three months to qualify. This does not apply to unmarried applicants who were cohabiting.
The main conditions for Jobseeker’s Transitional payment are as follows:
- You have your child living with you who is aged between 7 and 13 (the payment ends when the youngest child reaches 14)
- You are capable of work
- You meet the means test
- You are not living with a spouse, civil partner or partner cohabiting
While in receipt of Jobseeker’s Transitional Payment:
- You do not have to be available for, or seeking, full time work.
- You can study full-time and keep your payment.
- You do not have to be fully unemployed for 4 out of 7 days; this means you could work part time across more than 3 days and still receive a payment.
Payment rate for 2026
- Personal Rate: €254 weekly
- €58 for each dependent child aged 0-12
- €78 for each dependent child aged 12+
Jobseeker’s Transitional Payment and Employment
You can work and earn €165 gross per week before your rate of payment is affected. Half of the remaining amount of your gross weekly earnings is assessed as means and deducted from the maximum weekly payment. If you are self-employed, then the weekly disregard of €165 does not apply. All of your net profit is assessed as means.
With this payment you do not need to be available for full-time work, or genuinely seeking work if you are caring for your children. However, you will be expected to meet with the Department from time to time, at their request, to consider what options may be available to you, to plan for work in the future. You may also be required to take recommended courses of education or training.
You cannot get the Working Family Payment (WFP) in addition to the Job-Seeker’s Transitional Payment.
How to Apply
You can apply for the JST payment at your local INTREO centre. You can also download the application form and return it, with the relevant documentation, to your local INTREO centre. Information on the Department’s website, including the application form, is here.
Jobseeker’s Transitional Payment and Maintenance
Update on changes to the assessment of Child Maintenance Payments